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PSA this isn’t financial advice it’s just what I DO personally. I got a British Airways Amex card when I was around 26, and I wish I'd seen a video like this because I would have gotten more for my money in that time if I'd had this advice. At 31, I feel like I've finally understood how to best use it I love sharing all my personal finance tips with the girlies #personalfinance #personalfinancetips #influencer
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TikToknatalie_oneillll
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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As a recovering super spender who did not accumulate massive amounts of debt before making lifestyle change, I know first hand that paying off a credit card balance in full is just the tip of the iceberg for what it means to spend responsibly on a credit card. I never carried a credit card balance, but I was never saving as much as I thought I could. #howtobudget #personalfinance #creditcardrewards #moneymanagement #savingmoney
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