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Privilégio para poucos - O movimento FIRE promete um sonho que muita gente tem: conquistar independência financeira e se aposentar décadas antes do previsto. A estratégia é simples na teoria — poupar boa parte da renda, investir e viver dos rendimentos. Foi assim que a brasileira Lilian Ferro afirma ter se aposentado aos 33 anos, após economizar entre 50% e 70% do que ganhava durante seis anos. Mas será que esse plano funciona para todo mundo? Especialistas lembram que a realidade da maioria dos
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How to get financially free — Part 2 If you want to become financially free, here are four more numbers you need to know. Number one, take your annual income and multiply it by 25. That’s a rough target for how much you need invested to potentially replace your income using a 4% withdrawal rate. Number two, take your current savings and divide it by your annual expenses. That’s roughly how many years of your current lifestyle your savings could cover without another pay cheque. Number three, tak
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