Tired of seeing collections and charge-offs wreck your credit score? In this video, I’ll break down exactly how to remove collections and charge-offs from your credit report — even if you've already paid them. Learn the insider methods the pros use, including how to trigger factual disputes, use consumer laws to your advantage, and avoid the biggest mistakes that keep negative items locked on your report. ✅ Step-by-step strategies ✅ Legal loopholes they don't want you to know ✅ Real-world exampl
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Tired of seeing collections and charge-offs wreck your credit scor…
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Let’s chat about your credit report real quick: Ever wondered what happens with charged off accounts vs. collections? Well, here’s the scoop: Charged off accounts stick around, but collections? That’s a different story. See, when a collection agency, like Midland, enters the scene without a direct contract, it’s not considered a trade line. So, no contract, no payment history, plain and simple. It’s actually illegal for them to use your previous creditor’s payment history. Crazy, right? And with
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