With the Scotiabank® Scene ™ Visa*, you can start your Home Hardware projects now and do not pay until 2027 — that’s 15 months with no fees, no interest. Build your basket. Plan your project. Pay later. Offer ends October 31, 2025. We also have other deferred plan terms available! 📍 On eligible purchases of $250 or more (including taxes). No payments required for up to 15 months. No fee applies and interest does not accrue during the deferral period. Terms and conditions apply. Offer not availa