Bad Credit? Skyla Just Dropped a $50,000 Card 😳 (TransUnion ONLY) If your FICO is 580 and you follow THIS exact playbook, you could unlock Skyla Credit Union’s INSANE $25K–$50K credit limits—even with bad credit. 😱 But here’s the secret most people miss: you MUST build a relationship FIRST. 📘 CHEAT CODE: How to Build Credit With a Credit Union Fast ✅ Open checking account ✅ Open savings (put more $$ here) ✅ Deposit at least $500 via direct deposit ✅ Get a 24-month secured loan ❌ Don’t auto-pa