Persons with pre-existing health conditions including mental health issues, will be eligible for the affordable base medical and health insurance/takaful (MHIT) plan, but are subject to certain terms, says Health Minister Datuk Seri Dr Dzulkefly Ahmad. He explained on Sunday (Feb 8 ) that the plan will adopt a “no look-back” approach, providing a fair and transparent method to assess pre-existing conditions while keeping premiums affordable. Dzulkefly added that the framework is being refined ah

Disability insurance is designed to offer coverage in case you become ill or injured and are unable to work. However, what if you’re already dealing with a pre-existing condition when applying for disability insurance? Here are some crucial points to consider: (1) You might still be eligible for long-term disability insurance coverage, but be aware that some policies have exclusions for pre-existing conditions. (2) Certain chronic or severe conditions could potentially disqualify you from obtain