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0:31
Government Pathways To Your Free Annual Credit Score Check
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Congress passed the FCRA (fair credit reporting act) which allows you to permanently remove anything negative hurting your credit report This applies to student loan Hospital bills Car repossession Collections Late payments & more #credit #fixmycredit #studentloans #financialfreedom #creditscorematters
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WHEN CREDIT REPORTING AGENCIES DON’T COMPLY, WE ENFORCE. Under the Fair Credit Reporting Act (FCRA), credit reporting agencies have legal obligations when collecting, maintaining, and reporting consumer information. If inaccurate or incomplete information appears on your credit report, you have the right to dispute it. Credit reporting agencies must follow required procedures when investigating and handling your dispute. When they fail to comply with their legal obligations, consumers may have t
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Stop disputing bankruptcies the wrong way. If you don’t verify the source first, you’re wasting your time. ❌ How do I remove a bankruptcy from my credit report? Can a Chapter 7 be deleted before 10 years? How do I dispute a Chapter 13 bankruptcy correctly? First, make sure it’s eligible. ✅ Discharged or dismissed ✅ Within reporting limits (10 years for Chapter 7, 7 years for Chapter 13) ✅ Not still active Then understand this: bankruptcy disputes are data verification disputes, not just “this is
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