This math says that a typical Californian card balance is equivalent to eight days’ worth of the average wage. That ties ...

A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

I wanted my family of five to travel more, so I created budgeting strategies to take more vacations. I know when to splurge ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

The simple step of setting up spending notifications in your credit-card app can help you avoid using up too much of your ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home or car loans, and unsecured credit, such as credit cards and personal ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix. This way, any slight decrease in your score will be temporary. If ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...