Snag up to 5.11% APY with the best CD rates today — but don’t wait too long. With potential rate cuts on the horizon, top ...

Our guide has current Charles Schwab CD rates and you can learn how brokered CDs differ from traditional ones. advertisement. Charles Schwab CD Rates May 2024: Earn up to 5.35% APY.

Our one-stop shop of the best CD rates simplifies finding the right CD for your needs. Check out the top CD rates to make your money work harder for you.

Certificate of deposit (CD): Charles Schwab certificates of deposit. Other Accounts: Investing, credit cards, IRAs and 529 accounts. Bank branches or online only: Banking services are online-only.

Some high-yield CDs have started to dip in 2024. If you’re set on getting CDs, take advantage of high rates while they last.

Meanwhile, the average interest yield on a 60-month certificate of deposit (CD) increased from 0.28% to 1.38%, but if you shop around online you can find a CD with a rate many times higher right now.