Auto refinance rates start below 5% for borrowers with excellent credit, but others might still find competitive rates Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff ...

A subprime auto loan is a type of loan used to finance a car purchase offered to people with low credit scores or limited credit histories.

CNBC Select evaluated dozens of auto loans based on rates, terms, customer service, online experience and other factors.

Buying a car has become increasingly expensive: The average loan for a new car hit a record $806 in March 2026, according to Edmunds. If you're having trouble making your payment, refinancing can get ...