Retirement does not end your tax bill. It changes where taxes come from, when they are triggered and how much control you ...

A rule from the IRS allows older retirees to direct required withdrawals from retirement accounts straight to charity, which may lower taxable income and avoid added health premium costs.

These 10 strategies have seen their heyday come and go. They've essentially become obsolete, with updated models supplanting them to provide more effective savings and distribution rules built for the ...

The retirement savings you have accumulated in a tax-deferred 401(k) or individual retirement account will be considered ...

Forgetting to take your first RMD by April 1 in the year after you turn 73 can result in a significant tax penalty. “If you ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

As the former head of the Pooled Plan practice at a major record keeper, I had hundreds of conversations with advisors, consultants, TPA’s, pooled plan providers, fund partners and others looking to ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

If retirement is one year away, this single 401(k) rule about asset allocation matters more than any other. Here's the rule, ...

The retiree in this scenario left work at 67 with a $1.5 million portfolio and a straightforward plan: withdraw $60,000 ...