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CreditNinja reports options for loans if denied approval, such as personal loans, peer-to-peer lending, and employer advances, while cautioning against payday loans.

Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Forbes, her bylines have appeared on CNET, Yahoo! Finance, New York Times, Quartz, Inc. and more. She ...

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In a pinch, a payday loan might seem like the fastest way to get your hands on much-needed cash. Maybe your car broke down, a utility bill is overdue or your rent went up unexpectedly. Whatever the ...