Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Doretha Clemons, Ph.D., MBA, PMP, has been a ...

Lydia is working with several partners to turn its P2P app into a platform that provides a variety of unrelated financial services. Founded in 2013, Paris-based Lydia is modeled on Chinese super apps ...

Application programming interfaces (API), open banking and banking as a service (BaaS) are making banking easier than ever, and the old ways of controlling finances and doing business are becoming ...

If a business wants to let a software program consume its banking data, it typically needs to go through a long series of processes, involving extensive paperwork and implementation, to do so.

Data protection continues to be a central focus for small-business owners. This is imperative for business security, protecting trade secrets, and of course the data of employees and customers. The ...

This content has been created by the Finextra editorial team with inputs from subject matter experts at the funding sponsor. This is an excerpt from Finextra’s report, 'The Future of Digital Banking ...

Kranti Talluri explains why a lack of clarity and legislation supresses innovation and endangers the fintech industry's ...

Artificial intelligence (AI) isn’t the only technology driving digital transformation. For banks, retailers and enterprise businesses, open banking and application programming interfaces (APIs) are a ...

Keeping up with your financial affairs generally requires managing numerous accounts across several different websites and apps. Checking your accounts with multiple logins can be cumbersome.

Open banking — where traditional banks enable payments and other new services by way of APIs that give access to financial data previously locked up in their systems — has led to a rush of startups ...

CFPB's open banking rule aims to boost competition Data aggregators and payment apps say rule promotes safe data transfer Banks legally challenge rule over process, data security concerns Fintech ...