Debt collectors have limits, but ignoring them isn't a solid strategy. Here's what happens when debt goes unpaid.

The short answer is no, your debts don't just vanish after seven years. The money you owe doesn't disappear, and creditors ...

Caleb Hammer helps a 33-year-old escape a lifetime of debt. A financial audit reveals a path to a debt-free future through ...

Fall is just a week away, and the hustle and bustle of holiday planning and shopping will soon be upon us. While this may feel like a quiet time ahead of the storm, there's something lurking in the ...

A 27-year-old Texas man called into "The Ramsey Show" to ask how he and his wife, who earns $60,000 a year, could handle ...