There are 12 states with no-fault car insurance laws. No-fault states require you to buy personal injury protection, which pays for medical expenses, lost wages and other accident-related costs for ...

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

If you get into a car accident without insurance and you’re not at fault, you can still file a claim against the at-fault driver’s insurance company. The process isn’t always simple, though, and ...

From 2020 to 2025, U.S. car insurance premiums increased an average of 29.3% nationwide. But not every state saw the same ...