Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden ...

Bob Gorman felt forced into taking his pension lump sum early last year - and now feels conflicted because his partner is ...

A variable annuity, which ties returns to market performance, introduces more risk and reward. Historical averages suggest ...

Currently, those over the age of 55 can take 25 per cent of their pension pot tax-free up to a £268,275 cap. There are ...

Someone aged 55 who decided to take out their full lump sum allowance from a pension pot worth £500,000 and add it into a ...

Learn how to calculate the present value of an annuity. Discover key formulas, understand discount rates, and explore examples for better financial decisions.

Someone who takes their full 25 per cent pension tax-free lump sum at age 55 could lose out on more than £63,000 in potential ...

Much ink has been splashed lately over the high-pressure tactics being used by insurers and agents to foist annuities on older Americans who may not need them. Now there's a fast-rising secondary ...

Panicked savers who withdraw tax-free pension cash face losing out on thousands of pounds over a decade, analysis shows.

UK savers and expats risk £63k losses after record £70bn withdrawn ahead of Rachel Reeves’ Budget. Experts urge calm before ...