Homeowners often use solar loans to finance their clean energy systems, but these loans don’t have to run the full eight to 20 years. Refinancing might make sense as your financial situation changes ...

Refinancing an underwater mortgage can be difficult, but not impossible. It’s easier if you have a government-backed loan such as an FHA, VA or USDA loan. It doesn’t always make sense to refinance out ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ago, it’s becoming increasingly hard to convince anyone that buying a ...

Refinancing’s impact your home equity depends on the sort of refinance you do. With a rate-and-term refinance, your equity stake shouldn’t change, as you’re only replacing your current mortgage with a ...

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

If you’re evaluating your long-term financial health, it might be worth considering the reasons to refinance your home. Homeowners, having a lower interest rate and a more affordable monthly payment ...

Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. While both moves ...

The Home Affordable Refinance Program (HARP) is a Federal refinance program initiated in 2009 and targeting underwater homeowners. It is designed for homeowners who are current in their mortgage ...

As mortgage rates dip even lower, most mortgage payers are wondering if a new loan could save them money. According to Freddie Mac's weekly surveys, mortgage rates have hovered between 3.4% and 3.5% ...