Many baby boomers are reaching the age when it’s time to retire, if they haven’t retired already. This means that they’ll need a plan for where their retirement income will come from.  There are many ...

The retirement planning landscape has shifted dramatically over the past decade. With traditional pensions becoming increasingly rare and Social Security facing long-term funding challenges, Americans ...

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

CDs and annuities are great options for low-risk retirees willing to lock away their cash for some amount of time. Follow 24/7 Wall St. on Google By Joey Frenette Published Jan 9, 11:23AM EST This ...

Forbes contributors publish independent expert analyses and insights. Teresa Ghilarducci Ph.D. is an Economics Professor. Annuities are good for retirees, but America’s workers lost access to ...

Because annuities provide a guaranteed monthly income for life, they've become an increasingly popular option for Americans worried about outliving their retirement savings. According to LIMRA, U.S.

In today's uncertain economic landscape, many Americans are feeling the financial squeeze — and that's especially true for seniors and soon-to-be retirees. While there has been some improvement in the ...

A new study titled “How Much Do People Value Annuities and Their Added Features?” from the Center for Retirement Research at Boston College finds that while just 12% of investors with assets of more ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Combining annuities with IRAs or 401(k)s can be powerful. Annuities ...

Ashley Donohoe is a personal finance writer, Financial Planning and Wealth Management Professional and Certified Financial Education Instructor based in Cincinnati. She covers banking, loans, ...

An annuity is an insurance product. It provides a long-term stream of income in exchange for an upfront premium. There are many types, including immediate, deferred, fixed, variable and indexed.

What is an annuity, anyway? The National Council on Aging describes annuities as “investment options that can provide a guaranteed income for an individual or their spouse throughout their retirement.