Credit-bureau stocks like Equifax’s are getting hammered as FICO moves to directly license mortgage scores

Shares of TransUnion, Equifax and Experian slumped on Thursday as FICO said it’s going to license its scores used to assess a ...
American Banker

FICO adds BNPL data to credit-scoring models

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. The credit score ...
Fast Company

FICO’s new credit scores will include buy now, pay later loans data. Here’s how it could impact your score

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...
NBC 10 Philadelphia

110 Million Consumers Could See Their Credit Scores Change Under New FICO Scoring

Americans who are struggling to pay off their debt could see lower FICO credit scores in their future, especially if they miss payments. Fair Isaac Corp., the company behind the popular FICO credit ...
Yahoo

FICO reports drop in national average credit score, now at 715

(NewsNation) — The national average credit score among Americans is on the decline, according to new data from scoring company FICO. The average FICO score has decreased by two points since 2024, ...
Black Enterprise

FICO Integrates Buy Now, Pay Later Loans Into Credit Scoring Models

FICO announced it will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models. FICO, the creator of America’s most widely used credit-score system, will begin factoring Buy Now, Pay Later ...

What's Going On With Fair Issac (FICO) Shares Thursday?

Fair Issac Corporation (NYSE:FICO) shares are trading higher on Thursday after the company launched its FICO Mortgage Direct ...

Credit scores just plunged at fastest pace since Great Recession — how does your FICO compare to the new average?

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Credit Scores Are Down—The Biggest One-Year Drop Since the Financial Crisis

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...
Fast Company

U.S. credit scores suffer largest 2-year drop since Great Recession

After more than a decade of steady improvement, the average American’s credit score fell for the second year in a row. Falling credit scores are just the latest sign that all is not well within the ...