Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who ...

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

Car insurance is a necessity, but it's not one-size fits all. There's a minimum coverage required by your state, but that may not be enough to fully protect you financially. Purchasing more robust ...

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Not all auto insurance policies cover flood damage. Insurance companies can completely write off vehicles with water damage due to mechanical complications. Drivers can take action to avoid ...

Car insurance isn't something that is nice to have. In most states, it's a requirement for drivers to obtain minimum liability coverage. And if you're financing your vehicle, specifically, the lender ...

Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...

Most people who own their house know having homeowners insurance is important. If you've taken on a mortgage, you're probably required to have it. But do you have enough coverage? A policy isn't ...

ALEXANDRIA, Va.--(BUSINESS WIRE)--Consumers have many questions about insurance coverage, and a new survey shows that even the most discerning policyholders do not fully understand the intricacies.

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Insurance coverage is a much wider ...

How to protect your finances with the most important coverages without wasting money on unnecessary add-ons Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...