Learn about the Merton Model for evaluating corporate credit risk, developed by Robert Merton in 1974, and used by analysts and lenders for credit default predictions.

Socure, the leading trust infrastructure for global identity and risk intelligence, and Prism Data, a top cash-flow underwriting analytics company, today announced a strategic partnership to bring ...

David Croen, Head of Risk Products at Bloomberg L.P., was interviewed by Alison Fletcher, a Corporate Treasury Specialist at Bloomberg, on what customers have faced when evaluating credit rate risk ...

Most bond investors manage two risks simultaneously without fully separating them: the risk that inflation erodes the ...

As a powerful force in the financial landscape, fintechs offer innovative technology solutions that cater to diverse consumer needs. To manage credit risk effectively, fintech lenders can adopt unique ...

This paper analyzes the rapid growth and evolving landscape of synthetic risk transfers (SRTs), a securitization tool increasingly used by banks to manage credit risk and optimize capital. Since 2016, ...

Discover how the Texas Ratio measures bank credit risk, evaluates non-performing assets, and provides an early warning for potential financial trouble.

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

Some private lenders are using real-time and alternative data to help inform a potential borrower's risk profile.​ ...

THE BANGKO SENTRAL ng Pilipinas (BSP) is now allowing guarantees issued between a bank’s head office and its branches or ...

MANILA, Philippines – The Bangko Sentral ng Pilipinas (BSP) has tightened rules on how banks can offset credit risk from loans guaranteed within a banking group, introducing a risk-weighted cap to ...

Quick Read Treasury note ladders (AGG) offer retirees predictable income with zero credit risk and state tax exemption—no stock volatility required. Current May 2026 yields of 4.3% generate only ...