As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...

If you’ve ever listened to Dave Ramsey talk about debt, you’re no doubt aware that he’s not a fan. And it’s easy to see why. No matter what type of debt you take on, you’re agreeing to pay someone ...

Hitting an 800 credit score bumps you into the exceptional range. Here's what that means, and how to keep your place in the ...

Building a better credit score doesn’t happen overnight, but with the right steps, it’s absolutely possible. Whether you’re just starting your credit journey or trying to recover from past credit ...

Personal finance experts warn that for many people, that's not good news. “Imagine missing one of those payments, and something as cheap as a refrigerator - maybe it's $800 - now ends up costing you ...

Changes in the way credit scores are determined are on their way. The change means that millions of people could end up paying more when they take out a loan. FICO scores are used to assess a consumer ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. This article has ...

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...