Mortgage lenders are moving toward integrating AI, modernized credit scoring models, and real-time property and inspection data into underwriting to improve accuracy, speed, and borrower access. HUD, ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Industry-first, dealer-initiated soft inquiry brings a full TransUnion credit report and score into the early stages of the car buying journey, helping reduce surprises for consumers and saving time ...