Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Also keep in mind that there are many different credit scoring formulas in use today, so you don’t have just one credit score: you have dozens. FICO and VantageScore are the two main providers, but ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix. This way, any slight decrease in your score will be temporary. If ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home ...

Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

See how these 0% intro APR credit cards can help you save interest, manage expenses, and take control of your financial goals ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...