As consumers, we like to be well-informed before we make any purchase. From small items like food and clothing, to big-ticket items like electronics and automobiles, we want to know everything we can ...

Closing on a house is a complex process that takes several weeks and involves many steps for you and your lender. On closing day, you’ll sign a stack of documents, pay closing costs and receive the ...

With the Consumer Financial Protection Bureau Final Rule set to go into effect on Aug. 1, 2015, mortgage originators are busy making sure they have the systems and processes in place to comply. That ...

The closing disclosure is one of the most important documents you’ll get during the mortgage process because it spells out all of the details of your home loan—including the money you’ll need to bring ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But that's just one part of the mortgage loan process. There are lots of ...

One of the main effects of the Dodd-Frank Act was the creation of the Consumer Financial Protection Bureau (CFPB). At the outset of its existence, the CFPB was given the mandate to promulgate new ...

A mortgage company can change the terms if interest rates or your closing costs change. Lenders might not have any control over some changes to closing costs.

In the world of real estate, the closing day is the big day. It is the day when the final settlement documents will be signed, and ownership of the property will be transferred from the seller to the ...

The time between when you go into contract on a house and move in is busy. An essential element of the contract not falling through is an on-time closing. Understanding the homebuying process and what ...