Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

(NewsNation) — Americans owe a record $1.14 trillion on their credit cards, and carrying debt has become more expensive, but a refinancing method known as a balance transfer could help ease the pain.

January is for new beginnings and clearing out the stuff that’s holding you back. While you declutter your space, take a moment to consider detoxing your wallet as well. Have you built up a credit ...

Bank of America is bringing back its More Rewards Day promotion for the fourth year in a row. During the one-day promotion ...

The Wells Fargo Reflect card comes with one of the longest intro APR periods on the market. Here's how easy it is to apply ...